Which of the following actions is required by the Fair Housing Act?

The Fair Housing Act is a critical piece of legislation aimed at ensuring equal housing opportunities and prohibiting discrimination in housing-related activities. One of the primary requirements under the Act is adherence to fair lending practices. This means that all lenders and housing providers must provide equal treatment to all individuals regardless of race, color, national origin, religion, sex, familial status, or disability. This principle is foundational to promoting fair housing and preventing discriminatory practices in real estate transactions.

The requirement to follow fair lending practices is the essence of the Fair Housing Act's mission to eliminate barriers and inequities in housing that historically marginalized various groups. Consequently, this action is essential for compliance with the law and advances the goal of creating a more inclusive environment in housing.

The other choices presented do not align with the primary obligations set forth by the Fair Housing Act. For example, offering special discounts to first-time buyers could unintentionally discriminate against individuals who do not fall within that specific category. Requiring background checks is a standard practice but not a specific requirement of the Act, nor does it inherently address discrimination. Similarly, providing home warranties exclusively does not relate to the principle of equitable treatment and could create a disparity in access to housing resources. Thus, the focus on fair lending practices without discrimination